Free tools to do your books
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Chart of Accounts Template
Organize every account your business needs — ready to customize.
Profit & Loss Template
Track income and expenses and see your real profit, monthly.
Balance Sheet Template
See what you own, owe, and what's left — built for beginners.
Invoice Template
Professional invoices your clients can pay in minutes.
Break-Even Calculator
Find out exactly how much you need to sell to stop losing money.
Cash Flow Tracker
Know if you'll have cash when you need it, not just profit on paper.
Budget vs. Actual Tracker
See the gap between what you planned and what happened, the moment it appears.
Startup Cost Calculator
Plan what it actually costs to launch, before you launch.
Gross Margin Calculator
See if your pricing actually makes you money.
Business Plan Template
Every essential section, with instructions built in.
Business Plan Financial Templates
One workbook: startup costs, P&L projections, balance sheet, and break-even.
Excel Formula Generator
Describe your task in plain English. Get the formula instantly.
AI Prompt Library
20 copy-paste ready ChatGPT/Claude prompts for bookkeeping, cash flow, taxes, and more.
Debits & Credits Cheat Sheet
The normal-balance table and memory trick that makes debits and credits click.
Read a P&L in 5 Minutes
The income statement, top to bottom, plus the 3 ratios worth knowing.
Read a Balance Sheet
The core equation, the 3 sections, and what "healthy" actually looks like.
Chart of Accounts Explained
The standard numbering system, plus common mistakes to avoid.
Journal Entry Basics
5 common entries worked out, plus the quick check to catch mistakes.
Accounting Terms Glossary
28 essential terms, defined in plain English on one page.
New Business Setup Checklist
Everything to set up before you take your first dollar, in the right order.
New Business Setup Checklist (Canada)
Everything to set up before you take your first dollar, in the right order — BN, GST/HST, and CRA basics.
Weekly Bookkeeping Checklist
15 minutes a week keeps the books clean and the surprises away.
Getting Paid Faster Checklist
The habits that shrink the gap between finishing work and getting paid.
Tax Season Document Checklist
What to have ready before you (or your accountant) start your return.
Tax Season Document Checklist (Canada)
What to have ready before you (or your accountant) start your T1/T2 return.
Freelancer Bookkeeping Checklist
The essentials for solo business owners doing their own books.
New Employee Setup Checklist
The payroll and compliance steps for hiring your first employee.
New Employee Setup Checklist (Canada)
The payroll and compliance steps for hiring your first employee — TD1, SIN, CPP/EI.
Debits & Credits
The single most confusing topic in bookkeeping, made simple.
Journal Entries
Practice recording real transactions, step by step.
Chart of Accounts & Trial Balance
The organizing system behind every set of books.
The Accounting Cycle
The full sequence of steps from transaction to closed books.
Adjusting Entries
Accruals, deferrals, and depreciation — cycle step 5.
Preparing Financial Statements
How the adjusted trial balance becomes real reports — cycle step 6.
Closing Entries & Post-Closing Trial Balance
Resetting the books for a new period — the final cycle steps.
Get FREE tools. Do your own books.
Templates, Calculators, Cheatsheets — free to use, no accounting degree required.
One tool was useful. Seventy-plus is a whole back office.
Chart of accounts, P&L, balance sheet, cash flow, payroll, depreciation, and more — fully editable, new templates added monthly.
Real People, Real Books
What our members are saying.
The break-even calculator alone told me I was pricing myself out of business. Fixed it in a week.
I finally understand my own P&L instead of just forwarding it to my bookkeeper and hoping.
Used the cheat sheets to get through my accounting exam. Way clearer than my textbook.
ILuvAccounting Academy
From "I Don't Get It" to "I Can Read My Own Books"
The free tools get you moving. The Academy gets you fluent — the foundational textbook, bite-sized mini-courses, and real transaction walkthroughs that take you from confused to confident.
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Join the Tools Club — new templates and calculators added monthly, full access to the growing library, plus a community to ask questions as you work through your own books.
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